Insurance for carriers with AMA DY BUSINESS

AMA DY BUSINESS Romania can offer you the following types of insurance: RCA, CASCO, CMR, LIABILITY, etc.

CASCO

A casco policy is insurance that will protect your vehicle from theft or any damage it may suffer, regardless of whether or not you are responsible for causing it

CMR

CMR insurances are addressed to companies that have to carry out transports in the country or abroad with personal, rented or managed vehicles.

The risks insured by the CMR policy are total, partial loss or damage to the transported products as well as exceeding the delivery term due to the carrier. This policy can be concluded for a single transport, the risk coverage being delimited in time and space according to the contract or for a period of time – one or more months, as well as periods of one year, covering the risks of all transports carried out during the insurance period according to contractual conditions.

The liabilities included in the insurance are those provided for in art. 17 and 23 of the International Convention (C.M.R.).

At the request of the insured and by paying an additional premium, it is possible to opt for the inclusion of the risk of theft of the transported goods. Some companies insure only burglary, others partial or complete theft.

RCA

The RCA is the mandatory car civil liability insurance by which third parties injured as a result of a car accident are compensated, whether it is damage to vehicles, bodily injuries, deaths or property damage. This insurance is concluded for all vehicles registered or subject to registration in Romania.

It does NOT protect your vehicle

It will NOT give you the right to compensation even if you were guilty or innocent of the accident.

PURPOSE OF RCA INSURANCE

LIABILITY INSURANCE OF TRANSPORT OPERATORS

By concluding this policy, the insurance company undertakes to insure the carrier’s liability for material damages caused to natural or legal persons, Romanian or foreign, during the course of a road transport carried out under the law.

The insurance conditions ensure the damage caused by the insured during the performance of a transport operation, to a natural or legal person and as a result of the completion of the legal proceedings for the liquidation of the insured, his debt to the injured person has not been extinguished.